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Frequently Asked Questions

Achieving excellence through knowledge, integrity and service, CanadaAutoFinance.ca offers hassle free, easy car financing and auto loan approval to Canadian customers who are in the market to purchase a vehicle, but have financial or credit challenges that make it difficult for them to obtain a loan.

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Financing Options We Don't Support

All loans are processed through our local dealer partners. Approved loans are for the purchase of a vehicle from our local dealer partner. For quality control purposes we limit the number of authorized dealers in each area.

  • Finance Motorcycles
  • Finance Private Purchases
  • Refinance Current Loans
  • Arrange Financing From Non-Network Dealers

Fees and APRs

Our service is free to consumers; we are a car loan matching service to get you into a new ride.

As a leading provider in auto financing, we are able to help a consumer find a solution for their respective credit circumstance, and get behind the wheel of a vehicle of their choice, as quickly and efficiently as possible, with a no hassle, no stress auto loan.

We don’t maintain APRs because we don’t provide the financing ourselves. APRs vary based on your credit score and the age and mileage of the vehicle you select.

Typically, the interest rate will be determined by a number of factors, including the amount you are looking to finance, the length of term to pay off your loan, and the exact approval that each person qualifies for.

You can expect to see a range of APRs from as low as 4.90 % to 29.95%

What are the basic financial requirements?

While we can't guarantee that every case will be approved, we do recommend meeting as many of the following requirements to insure the best possible opportunity for becoming successfully financed.

  • $1,500 gross monthly income for credit scores less than 625.
  • All Bankruptcies must be discharged.
  • No repossessions in the last year unless included in a bankruptcy.
  • Loans are for automobile purchases from our authorized licensed car dealer partners.
  • Canadian Residents at least eighteen years of age.

How Can CanadaAutoFinance.ca Help Me When Others Can't?

It starts with our credit application. Many other websites collect only enough information to obtain your credit report. Our application is the most comprehensive in the industry. It was designed by scores of experienced finance managers that have placed tens of thousands of loans for people with special needs. Our application takes into account variations among numerous lender score cards allowing our finance managers to evaluate your credit profile quickly and accurately.

CanadaAutoFinance.ca partners with the leading special finance auto dealers across the country. Each of our affiliated dealers has the lending resources, expertise, and inventory available to place special finance loans.

  • Get Approved + Pick a Car
  • Approvals for Good Credit, Bad Credit + No Credit
  • Up to $45,000 car loan