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Cars, Credit and Your Budget

If you are looking to get into a new car, it is important to secure the proper financing before heading to the dealership. Knowing how much you have to spend before shopping for cars can save you a lot of time. There are several essential factors that go into determining your eligibility for financing including the type of car you are looking for, your credit history, and your current budget. At Canada Auto Finance, we consider all aspects of your finances from past, present to future in order to place you with the people who can put you in your next vehicle!


Ask anyone who has gone without a vehicle for a significant amount of time and they'll tell you how crucial it is to have reliable transportation. Whether it's for work, school, errands, seeing family and friends, or getting the kids where they need to go, an affordable automobile is invaluable. Lack of transportation anchors people down, shortens their geographic reach and puts an unnecessary burden on family and friends for rides.


Even if you have less than perfect credit, that doesn't change your need for a vehicle. Many people think they can't get the financing they need to buy a car if they don't have good credit. Even though there are many car dealers unwilling to work with you, Canada Auto Finance has assembled a nationwide directory of lending resources willing to work with people in your situation. Your bad credit shouldn't keep you from progressing.


It starts with smart budgeting. Creating a budget isn't the hard part; it's sticking to the budget that can seem impossible. When forming your budget, leave extra room for unexpected charges that may occur. Even spending a few dollars a day can add up to hundreds each month so it is important to start with a realistic budget that incorporates your entire monetary intake, outtake and savings.

Canada Auto Finance is dedicated to matching people who have bad credit with lenders in their area who are willing to work with them to get them into a reliable vehicle. Fill out our online application to get the process started.

  • Get Approved + Pick a Car
  • Approvals for Good Credit, Bad Credit + No Credit
  • Up to $45,000 car loan